{"product_id":"business-owners-when-you-die-or-lose-capacity","title":"Business Owners: When You Die or Lose Capacity","description":"\u003cp\u003eYou have a plan for losing a big customer. What's the plan if you die on Tuesday, or can't sign anything for six months?\u003c\/p\u003e\u003cp\u003eThis guide explains what actually happens to a sole trader, partnership or limited company when the owner dies or loses capacity — including the sole-director paralysis trap — and the small set of documents that change the outcome: a business-aware will, a business LPA, cross-option agreements funded by life insurance, and a business relief review under the post-2026 rules. It ends with a nine-point succession checklist.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWhat happens to your business, structure by structure\u003c\/li\u003e\n\u003cli\u003eCross-option agreements — how co-owners buy out your family fairly\u003c\/li\u003e\n\u003cli\u003eBusiness LPAs: the document most often missing\u003c\/li\u003e\n\u003cli\u003eBusiness relief, and how not to lose it\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eInstant PDF download. England \u0026amp; Wales only. Information, not legal advice — and if your situation needs a real conversation, every download includes an invitation to book a free chat with a Squiggle specialist.\u003c\/em\u003e\u003c\/p\u003e","brand":"Kieran Osborne","offers":[{"title":"Default","offer_id":54075852685639,"sku":"KO-10","price":5.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0865\/7734\/8935\/files\/10.png?v=1780584892","url":"https:\/\/library.kieranosborne.co.uk\/products\/business-owners-when-you-die-or-lose-capacity","provider":"The Legacy Library","version":"1.0","type":"link"}