{"product_id":"do-i-need-a-trust","title":"Do I Need a Trust?","description":"\u003cp\u003eTrusts are not exotic — but they are heavily over-sold, and this guide gives you enough understanding to tell a genuine recommendation from a sales pitch.\u003c\/p\u003e\u003cp\u003eIn plain English, it explains what a trust actually is, the four types families really meet, when one genuinely helps — vulnerable beneficiaries, blended families, life insurance in trust — and when a clear will and LPAs do the same job at a fraction of the cost. It also lays out the real ongoing costs and the nine questions to ask before signing anything.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eBare, discretionary, life interest and will trusts, demystified\u003c\/li\u003e\n\u003cli\u003eWhen a trust is close to essential — and when it isn't\u003c\/li\u003e\n\u003cli\u003eThe truth about \"asset protection\" trusts and care fees\u003c\/li\u003e\n\u003cli\u003eNine questions that filter out every bad scheme\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eInstant PDF download. England \u0026amp; Wales only. Information, not legal advice — and if your situation needs a real conversation, every download includes an invitation to book a free chat with a Squiggle specialist.\u003c\/em\u003e\u003c\/p\u003e","brand":"Kieran Osborne","offers":[{"title":"Default","offer_id":54075846623559,"sku":"KO-02","price":5.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0865\/7734\/8935\/files\/02.png?v=1780584871","url":"https:\/\/library.kieranosborne.co.uk\/products\/do-i-need-a-trust","provider":"The Legacy Library","version":"1.0","type":"link"}