{"product_id":"inheritance-tax-basics","title":"Inheritance Tax Basics","description":"\u003cp\u003eMost estates pay no inheritance tax at all — but frozen allowances and rising house prices pull more ordinary families into the net every year.\u003c\/p\u003e\u003cp\u003eThis guide explains the nil rate band, the residence nil rate band, and the quick self-test to see where you stand. It covers the huge advantages married couples have (and unmarried partners don't), the 7-year rule on gifts and its hidden traps, what's changing for pensions from April 2027, and the boring, low-risk steps that legitimately cut a future bill.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe allowances explained, with a two-minute self-test\u003c\/li\u003e\n\u003cli\u003eGifts, PETs and the taper relief myth\u003c\/li\u003e\n\u003cli\u003ePensions, life insurance in trust, and the 2027 changes\u003c\/li\u003e\n\u003cli\u003eSeven simple ways to reduce the bill — no schemes required\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eInstant PDF download. England \u0026amp; Wales only. Information, not legal advice — and if your situation needs a real conversation, every download includes an invitation to book a free chat with a Squiggle specialist.\u003c\/em\u003e\u003c\/p\u003e","brand":"Kieran Osborne","offers":[{"title":"Default","offer_id":54075850948935,"sku":"KO-07","price":5.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0865\/7734\/8935\/files\/07.png?v=1780584871","url":"https:\/\/library.kieranosborne.co.uk\/products\/inheritance-tax-basics","provider":"The Legacy Library","version":"1.0","type":"link"}