Do I Need a Trust?

Trusts are not exotic — but they are heavily over-sold, and this guide gives you enough understanding to tell a genuine recommendation from a sales pitch.

In plain English, it explains what a trust actually is, the four types families really meet, when one genuinely helps — vulnerable beneficiaries, blended families, life insurance in trust — and when a clear will and LPAs do the same job at a fraction of the cost. It also lays out the real ongoing costs and the nine questions to ask before signing anything.

• Bare, discretionary, life interest and will trusts, demystified
• When a trust is close to essential — and when it isn't
• The truth about "asset protection" trusts and care fees
• Nine questions that filter out every bad scheme

Instant PDF download. England & Wales only. Information, not legal advice — and if your situation needs a real conversation, every download includes an invitation to book a free chat with a Squiggle specialist.