Personal Possessions Memorandum

Families rarely fall out over the money. They fall out over grandma's ring, dad's watch and the photo albums.

This self-completion memorandum for England & Wales is the simple fix: a signed list of which personal items go to which people, kept alongside your will. Because it's guidance rather than part of the will, you can update it any time — no witnesses, no solicitor's fee. The template explains the will clause it needs to work, gives you a properly structured schedule with a notes column for the stories behind items, and fallback wording if a recipient dies before you.

• Item-by-item schedule with describe-it-so-a-stranger-could-find-it guidance
• The exact will clause to check for first
• Fallback and update wording included
• Clear rules on what belongs in the will instead

Instant PDF download. England & Wales only. Information, not legal advice — and if your situation needs a real conversation, every download includes an invitation to book a free chat with a Squiggle specialist.